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Around a third of us now live on our own according to the Office of National Statistics.

Nearly 40 years ago, Delia Smith published her bestselling cookbook One is Fun. Now, a recent study by Hargreaves Lansdown found that fun comes with a hefty price tag. The investment bank reckons being 'unattached' costs, on average, 拢860 a month more than being part of a couple.

The FT describes it as the "single tax". Other studies have found that single people find it harder to save for things like emergencies and homes - and rely more on credit. Not everyone sees it this way though. Some people without partners say the freedom to do what you want, when you want and how you want is fundamentally priceless and the extra costs can be managed.

So what's it like for you and how do you handle the costs? Email: youandyours@bbc.co.uk

Presenter: Shari Vahl
Producer: Julian Paszkiewicz